Create a Budget that Works

Brief Summary

The 'Create a Budget that Works' course teaches you to build a personal budget tailored to your needs in just five steps. Using a friendly approach, it helps you uncover missing financial pieces, manage surprises, and offers lifelong budgeting tools.

About This Course

Learn how to create and maintain a personal budget in 5 easy steps using concepts and tools adaptable for a lifetime

"Create a Budget that Works" will help you finally create a personal / household budget that works for your unique situation. This program methodically and patiently guides you through a five-step process, using transformative tools and concepts, for finally developing a customized spending plan that incorporates all those various financial puzzle pieces that make up your personal financial world.

This "Create a Budget that Works" course will teach you how to create and maintain a budget by explaining and showing how all the different concepts and financial pieces work together. The relaxed, kitchen-table conversational style offers a slower pace, compared to the fast paced, "drinking from the fire hose" approach. This style is deliberate, recognizing the anxiety that many experience when dealing with finances. Appealing to both the mental and emotional sides of the learner allows for a solid anchoring of the material. Don't let this slow approach fool you. In the end, the learning is subtle, deeper and powerfully affecting you for a lifetime.

Based on the best-selling workbook, The Budget Kit: Common Cents Money Management Workbook 6th Ed. (Kaplan Publishers), which has been selling nationally in bookstores for over thirty years and continually on Amazon's Best-seller lists, the concepts and tools are flexible and adaptable for a lifetime of financial changes. You can incorporate the concepts, as well as the tools, as a stand-alone budgeting system or apply them to other software, apps or online programs you’re currently using.

Even though you may have used a variety of budgeting tools over the years, if you are like many others, you ultimately may have ended up feeling there was still something missing. This course will finally provide those missing pieces.

After going through this "Create a Budget that Works" course, and learning how to create a comprehensive, overall personal budget, how to outline and work with a realistic monthly budget/spending plan, how to identify all those missing pieces that show up as surprise emergencies, and finally discovering all those spending leaks, you will finally understand why those other budgeting attempts just weren't working.

You will receive many valuable materials including "The Budget Kit 6th Ed." eBook, PDFs of the dozens of worksheets found in the workbook, along with an Excel Package of primary worksheets.

View these materials as a guideline for core concepts and basic spending categories. Spending categories always change over the years, but the core concepts remain timeless.

With over four hours of video by the author sharing her decades of experience with you, and specific homework using the course materials, rest assured, this time you will have a lifelong system and understanding that works. These concepts can be applied to any of your current financial tools and will bring you the mastery, confidence and financial peace of mind you have been seeking.

Here’s what some satisfied customers/clients said about Judy’s style and body of work:

“Just wanted to thank you for your time and assistance today. You were very helpful in resolving my problems. As we discussed, I have your budget software to be really great. I have tried several in the past. However, I found your software and book to be outstanding!!”  - Larry

“I continue to study and love your Budget Kit. Thanks for holding my hand and getting me going.”  - Elfriede

“Working with Judy, and her Budget  Kit book, has helped me bring order to my financial life on a monthly basis and to clarify my big-picture financial goals. Her supportive, practical coaching style guided me towards budgeting solutions and behaviors that fit my own core values and lifestyle, and has given me a greater sense of peace and personal success.”  - Jonathon

• Be aware of and prepared for the majority of budget busting “surprise” expenses that pop up year round – Plus have a plan for handling them.

• Be on top of your gift and holiday expenses.

• Understand and see clearly why your debt balance keeps growing, even though you are making good money.